Affordable Care Act (ACA)
Individual & Family Health Insurance (Affordable Care Act & Short Term Major Medical)
This is your moment to get the health coverage you need and deserve.
There are many different plan options and insurance companies are available.
Plans that fit your budget with policy options supported by a strong network of providers from top insurance companies.
Affordable Care Act | Frequently Asked Questions
What does it cost to use our services?
At IBN, there is no cost to you associated with using our services and allowing us to be the Agent of Record to service your policy. Call (727) 491-7260 to speak with a licensed agent.
Are preexisting conditions covered?
YES! The Health Insurance Marketplace does not exclude preexisting conditions. The policy is a guaranteed issue plan.
When is the Open Enrollment Period (OEP) for Individuals & Families to enroll with the Health Insurance Marketplace?
The Open Enrollment Period starts November 1st and runs through December 15th of each year for a plan effective date of January 1st. Although in previous years the enrollment period has been extended through January 15th. Call (727) 491-7260 to speak with a licensed agent.
Is there a Special Enrollment Period (SEP) available for individuals with income below a certain limit?
YES! If your income falls below 150% of the Federal Poverty Level (FPL) you can qualify to enroll through a Special Enrollment Period (SEP) which would allow you to enroll outside of the traditional Open Enrollment Period (OEP). Click HERE to schedule an appointment with a licensed agent.